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Payment Options Explained

Legacy Foods offers several payment methods to support your business operations. Review the options below to choose what works best for your account.

ACH (Automated Clearing House)

 

ACH payments are secure electronic bank transfers made directly from your business account. Customers may choose one-time payments or scheduled recurring transfers.

 

Pros:

  • Reliable and secure

  • No paper checks required

  • Reduces risk of late payments

  • Easy recurring setup

  • Lower processing fees

Considerations:

  • Requires bank authorization setup

  • Transfers may take 1–2 business days to process

 

Automatic Credit Card Payments

 

Invoices are automatically charged to a card on file 2 days after delivery, ensuring consistent and timely payment.

 

Pros:

  • Hands-off convenience

  • Immediate payment processing

  • Helps maintain account standing

  • No manual payment steps

Considerations:

  • Possible card processing fees

  • Requires valid card on file at all times

  • Card expiration updates must be maintained

 

Manual Credit Card Payments

 

Customers pay invoices individually by credit card instead of automatic billing.

 

Pros:

  • Flexible payment control

  • Pay per invoice

  • No long-term authorization required

Considerations:

  • Risk of missed or delayed payments

  • Requires manual action each billing cycle

 

Check Payments

 

Payments are made by mailed or delivered check referencing the invoice number.

 

Pros:

  • Familiar and traditional method

  • No card information required

Considerations:

  • Mail delays may affect payment timing

  • Risk of lost or delayed checks

  • Manual processing required

 

Cash Payments

 

Cash payments are accepted only when pre-approved and must be provided at delivery.

 

Pros:

  • Immediate payment

  • No processing delays

Considerations:

  • Must be pre-approved

  • Requires exact handling and receipt

  • Not recommended for frequent transactions

For help setting up or changing payment methods, contact your sales representative or our accounting team.

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