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Payment Options Explained

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Legacy Foods offers several payment methods to support your business operations. Review the options below to choose what works best for your account.

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ACH (Automated Clearing House)

 

ACH payments are secure electronic bank transfers made directly from your business account. Customers may choose one-time payments or scheduled recurring transfers.

 

Pros:

  • Reliable and secure

  • No paper checks required

  • Reduces risk of late payments

  • Easy recurring setup

  • Lower processing fees

Considerations:

  • Requires bank authorization setup

  • Transfers may take 1–2 business days to process

 

Automatic Credit Card Payments

 

Invoices are automatically charged to a card on file 2 days after delivery, ensuring consistent and timely payment.

 

Pros:

  • Hands-off convenience

  • Immediate payment processing

  • Helps maintain account standing

  • No manual payment steps

Considerations:

  • Possible card processing fees

  • Requires valid card on file at all times

  • Card expiration updates must be maintained

 

Manual Credit Card Payments

 

Customers pay invoices individually by credit card instead of automatic billing.

 

Pros:

  • Flexible payment control

  • Pay per invoice

  • No long-term authorization required

Considerations:

  • Risk of missed or delayed payments

  • Requires manual action each billing cycle

 

Check Payments

 

Payments are made by mailed or delivered check referencing the invoice number.

 

Pros:

  • Familiar and traditional method

  • No card information required

Considerations:

  • Mail delays may affect payment timing

  • Risk of lost or delayed checks

  • Manual processing required

 

Cash Payments

 

Cash payments are accepted only when pre-approved and must be provided at delivery.

 

Pros:

  • Immediate payment

  • No processing delays

Considerations:

  • Must be pre-approved

  • Requires exact handling and receipt

  • Not recommended for frequent transactions

For help setting up or changing payment methods, contact your sales representative or our accounting team.

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